Introduced in 2013 by George Osborne whilst Chancellor the scheme is available on all new build homes up to £600,000. The Government backed scheme has proved invaluable to many of our customers over the last four years. The scheme is simple. Subject to qualifying criteria the Government will lend our customers up to 20% of the purchase price interest free for five years. Thereafter interest is payable at a competitive rate. This means that many customers only need to find a 5% deposit with the Government contributing 20% added to a 75% mortgage. What appears to be little known is that the scheme is not only for first time buyers but available to anyone seeking to move to a new home. Help To Buy is available in conjunction with most major lenders however for more in-depth information click here to Southampton based independent advisers Threshold.